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Maldives resorts with water villas, sorted by price

Overwater villas on stilts over the lagoon, with what each resort lists and what mainly changes the price.

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Quick answer

Guides list basic Maldives water villas from about US$250 to 450 a night, mid-range resorts at US$350 to 700, and luxury islands from about US$900. 14 resorts on this page list water villas.

The villa type is only one part of the price. The pool, meal plan, transfer and season often change the total more.

Figures are from operator, aggregator and blog pages read on 3 November 2026, in US dollars at about ₹97 for planning. They change by date; we quote the exact package within 24 hours.

Resorts with water villas, cheapest first

Villa Park Sun Island Resort
South Ari Atoll (Nalaguraidhoo). A domestic flight of about 17 minutes plus a speedboat of about 10 minutes, or a direct seaplane of about 35 minutes; seaplanes do not fly after sunset, so late arrivals use the domestic route.
Villas: Water villas and beach villas, including a Sunset Beach Villa
Water villa from about US$253 a night (about ₹24,541 at ₹97/$): water villa with breakfast; the transfer is extra and long
Cinnamon Hakuraa Huraa Maldives
Meemu Atoll. About 45 minutes by seaplane (20 kg checked and 5 kg hand luggage per person); a speedboat is mentioned in some listings. One listing gave the seaplane at US$445 per adult return for stays to October 2025, and a May 2026 promotion offered 50% off for couples travelling 30 April to 31 October 2026.
Villas: Overwater bungalows on stilts, beach bungalows and platinum beach bungalows
Water villa from about US$279 a night (about ₹27,063 at ₹97/$): water bungalow with breakfast; seaplane transfer extra
Adaaran Club Rannalhi
South Malé Atoll. About 45 minutes by speedboat from Velana International Airport; one listing says the boat transfer is included in packages.
Villas: About 122 to 130 rooms depending on the source, including beach rooms and thatched overwater bungalows with glass floor panels
Water villa from about US$300 a night (about ₹29,100 at ₹97/$): water villa, from
Sun Siyam Olhuveli
South Malé Atoll. About 45 minutes by speedboat; one listing gives the return transfer as US$250 per adult and a 2021 article gave US$210, so confirm the current price.
Villas: Beachfront villas, water villas and suites across three islands, including an adults-only island (minimum age 18)
Water villa from about US$350 a night (about ₹33,950 at ₹97/$): water villa, from
Sheraton Maldives Full Moon Resort & Spa · 5-star
North Malé Atoll. About 15 minutes by speedboat from Velana International Airport.
Villas: Deluxe rooms, cottages, water bungalows, water villas and a two-bedroom water suite
Water villa from about US$430 a night (about ₹41,710 at ₹97/$): water villa, half board
Meeru Island Resort & Spa
Kaafu (North Malé) Atoll. About 55 minutes by speedboat from Velana International Airport per most sources, subject to tide and weather; the last boat from the resort to the airport leaves by 19:00.
Villas: 284 rooms, including beachfront villas, overwater villas on stilts and 77 Jacuzzi Water Villas; the Ocean Villas on the island's edge are adults-only
Water villa from about US$478 a night (about ₹46,366 at ₹97/$): overwater villa with spa bath
Adaaran Prestige Vadoo · 5-star
South Malé Atoll (Vadoo island). About 15 minutes by complimentary speedboat from Velana International Airport.
Villas: 50 overwater villas with private plunge pools, some with jacuzzis and glass floor panels; no beach units
Water villa from about US$750 a night (about ₹72,750 at ₹97/$): all-overwater, premium all-inclusive; a package lists extra nights at US$1,235
Taj Exotica Resort & Spa · 5-star
South Malé Atoll (Emboodhu Finolhu island). About 8 km from Malé airport, roughly 15 minutes by private speedboat.
Villas: 64 villas with private sundecks and balconies
Water villa from about US$900 a night (about ₹87,300 at ₹97/$): outside listings put it at US$900 to 1,200; an agency package works out to about ₹73,000 a night
Soneva Jani
Noonu Atoll (Medhufaru). About 40 minutes by seaplane with a 20 kg baggage allowance, or a domestic flight to Maafaru airport plus a complimentary speedboat of about 15 minutes.
Villas: Water retreats
Water villa from about US$1,857 a night (about ₹1,80,129 at ₹97/$): aggregator low; guides put entry water retreats from about US$2,500
Niva Kuramathi Maldives
Rasdhoo Atoll. About 25 minutes by seaplane (daylight only) or about 90 minutes by shared speedboat, with three departures a day.
Villas: Beach Villas and Water Villas with pools
No water-villa rate in the sources we read. Ask us for a quote.
Kuredu Island Resort & Spa
Lhaviyani Atoll. About 80 km from Malé, reached by seaplane.
Villas: Garden Bungalows, Beach Bungalows, Beach Villas, Jacuzzi Beach Villas, Water Villas and Private Pool Villas
No water-villa rate in the sources we read. Ask us for a quote.
Taj Coral Reef Resort & Spa
North Malé Atoll (Hembadhoo). About 45 minutes by speedboat from Velana International Airport; sources range from 30 to 60 minutes.
Villas: 62 rooms with a thatched-roof design; one third-party breakdown lists 32 premium water villas, 16 deluxe beach villas and 12 superior beach villas (unverified)
No water-villa rate in the sources we read. Ask us for a quote.
Holiday Inn Resort Kandooma Maldives
South Malé Atoll. About 40 to 45 minutes by speedboat; the return transfer was listed at US$130 to 150 per adult in older offers, so confirm the current price.
Villas: Overwater, beach and garden villas (about 154 to 160 depending on the source)
No water-villa rate in the sources we read. Ask us for a quote.
Centara Ras Fushi Resort & Spa Maldives
North Malé Atoll. About 15 to 20 minutes by speedboat; the resort's transfer page lists a mandatory shared transfer at US$180 net per person return.
Villas: About 140 villas across the island and lagoon, including overwater villas
No water-villa rate in the sources we read. Ask us for a quote.

Villa types are not stated in our sources for: Sun Siyam Iru Fushi, Siyam World, OBLU Ailafushi. Ask us and we confirm with the resort.

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What mainly changes the price

Villa typeOne guide puts beach villas about 20 to 30% cheaper than overwater villas, and overwater pool villas about 20 to 30% above beach villas. A beach pool villa can cost about the same as a standard overwater villa.
Pool or jacuzziA basic water villa is listed at about US$250 to 450 a night; a water villa with a pool at US$1,100 to 3,500 in one guide.
Meal planThe same villa costs more with half board, full board or all-inclusive. Sheraton's US$430 water villa is half board; Cinnamon Hakuraa Huraa's US$279 includes breakfast only.
TransferSpeedboat about US$100 to 300 per person return; seaplane about US$200 to 450. These are charged on top of the room at most resorts.
SeasonBudget resorts run about US$260 to 350 in the off-peak months (June to September); Christmas, New Year and Easter are higher.
Resort tierMid-range water villas start near US$350 to 480; luxury islands run from about US$900 (Taj Exotica) to US$2,500 and more (Soneva Jani).

Sources: Pickyourtrail, Amaldives, Maldives Magazine, Resortlife, Maldives.com and resort pages, read 3 Nov 2026. Read more in what decides the price of a Maldives villa and resorts sorted by villa type.

Questions

How much does a water villa in the Maldives cost?

Guides list basic water villas from about US$250 to 450 a night, mid-range resorts at US$350 to 700, and luxury islands from about US$900. A water villa with a pool is far higher. Prices vary by date, meal plan and source, so we quote the exact figure.

What makes a water villa cost more than a beach villa?

One guide puts beach villas about 20 to 30% cheaper. The pool, the meal plan, the transfer and the season change the total more than the villa name alone.

Is a water villa worth it for a honeymoon?

Guides say overwater villas win for romance and direct reef access, and beach villas win for space and price. Many couples split a longer stay between the two.

Beach villa resorts · All Maldives resorts · Maldives tour packages

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